We specialize in 1st and 2nd commercial mortgages from $500,000 to $25 million (as high as $50 million), for apartments, real estate construction and development in the key areas we know best. Through a single point of contact, your company will gain access to our full range of funding sources.


Multi Family Lending

  • Residential and multi-residential developments
  • Multi-unit residential apartment and condo properties
  • Condominium inventory and repositioning loans

Construction and land development

  • Hotel and motel construction
  • Land development
  • Commercial construction
  • Industrial developments
  • Condominium strata repair and maintenance loans

Income producing properties

  • Retail Malls
  • Multi-unit office, industrial and commercial properties
  • Owner occupied property
  • Re-stabilizing multi-unit developments
  • Industrial Parks
  • Industrial Condos
  • Storage and rental

Special Purpose

  • Bridge and equity take out
  • Health care and assisted living developments
  • Student Housing
  • Condo strata assessments
  • Need money fast; special purpose, bridge, closing etc.


We do not take a "cookie cutter" approach to financing; visit our Funded Deals page. We do not have specific formulas, LTV rates, or debt service ratios that each deal must fit into. Our approach is direct and we evaluate each deal on its own merits...

Northland Mortgage has a simple but complete approvals process that includes initial information gathering, a site visit, and an evaluation of the borrower and the project. Many mortgage providers claim to offer personalized service, but we feel the best way to ensure success is to form lasting relationships with our customers – we not only provide financing solutions specific to each customer’s needs, but help identify and take advantage of future opportunities too.

Our expertise is in SPECIAL SITUATION mortgage lending (large and small), particularly to entrepreneurs, land developers and real estate purchasers who require mortgage money to close purchases quickly, bridge one purchase to another, access equity for their business, and get development projects started in a timely manner.

We excel in special circumstances that require quick fast solutions.


  • Term Financing from $500,000 to $25 million
  • Fixed and adjustable-rate loan programs
  • Interest only payment programs
  • Flexible prepayment options
  • Competitive rates and low fees
  • Rates start at 2.95%
  • Funding up to 80% Loan to Value
  • Fast turnarounds on approvals and funding


12 unit townhome project $7,000,000 Commercial Mortgage
1st mortgage Land/Construction Financing
Campbell River, BC
Mutli Unit Townhouse purchase $1,750,000 CAD Commercial Mortgage
1st Mortgage
Fort MacMurray, Alberta
Provide purchase financing on land & building $930,000 Commercial Mortgage
1st Mortgage
Campbell River, BC
Existing client acquisition for future townhome $1,000,000 Commercial Mortgage
1st mortgage land acquisition financing
Campbell River, BC
Condo Inventory Mortgage $6,500,000 Commercial Mortgage
Condo Inventory 1st Mortgage
Duncan, BC
Commercial Multi Unit Strata $5,500,000 CAD Commercial Mortgage
Surrey, BC
Re-Finance & Equity Take Out Mobile Home Park $1,100,000 CAD Commercial Mortgage
1st Mortgage
Grande Prairie, Alberta
Commercial Mortgage Self Storage Units $460,000 Commercial Mortgage
1st Mortgage
Qualicum, BC
Retail Strip Mall $2,800,000 CAD Commercial Mortgage
Re-Finance & Equity Take Out
Edmonton, Alberta
Equity-Take Commercial Winery $1,000,000 CAD Commercial Mortgage
2nd Mortgage
Oliver, BC
Take out bridge financing on a AirBNB apartment $6,565,000 CAD Commercial Mortgage
Condo Repositioning Loan
Langford, BC
Commercial Office Building $2,700,000 Commercial Mortgage
1st Mortgage
Calgary, Alberta
Commercial Office Building $500,000 Commercial Mortgage
2nd Mortgage
Calgary, Alberta
Wildstone Golf Course lot development $2,700,000 CAD Commercial Mortgage
1st Mortgage Land & Construction
Cranbrook, BC
10 unit townhome development in Campbell River $3,000,000 Commercial Mortgage
1st mortgage land & construction loan
Campbell River, BC
Commercial Multi Tenant Retail Mall $6,500,000 Commercial Mortgage
1st Mortgage Commercial Retail
Red Deer, Alberta
12 Unit Townhouse Rental $5,900,000 Commercial Mortgage
1st Mortgage Commercial
Langford, BC
Multi Family Construction and Inventory $13,000,000 Commercial Mortgage
1st Mortgage Commercial
Langford, BC
Condo Remediation Loan $2,600,000 Commercial Mortgage
Condo Remediation Loan
Abbotsford, BC


Commercial mortgage current rates